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Welcome to your CIBC UK Pension Plan

See how your Plan works and how you can manage your long term savings.

With simple navigation to tools and guides, videos, FAQ’s, and other useful information, this Information Hub has been designed to help you:
 

  • Plan ahead for your future retirement, even if it’s a long way off
  • Access your CIBC UK Pension Plan account, so you can manage your pension savings

FAQs

This Q&A section provides information and answers to some of the most commonly asked questions about workplace pensions.

Important information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.

This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. Withdrawals from a pension product will not normally be possible until you reach age 55.

You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your Plan are suitable for you, you should contact an authorised financial adviser. Please read the Investment Choices Guide in PlanViewer which contains important information about your Plan investments, charges and risks.

I don’t know anything about pensions, what is it all about?
Can you tell me more about the CIBC UK Pension Plan?
How do I join the CIBC UK Pension Plan?
How do I invest in a pension?
Is this a final salary pension?
Can you tell me more about investing in the CIBC UK Pension Plan?
How much does CIBC pay into my pension?
Is there any limit to how much I can save into my pension each year?
How much can I have saved in my pension in total?
Are the any other limits I should be aware of?
Are there any costs associated with saving into the CIBC UK Pension Plan?
Can I move other pension savings into the CIBC UK Pension Plan?
What happens if I change employers?
Where can I go for more information around planning for my retirement?
How do I stay on track with my savings?
How do I manage my pension account?