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Welcome to The Heathrow DC Pension Plan

See how your pension works and manage your long term savings.

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Important information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.

This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and may change to 57 in 2028.

You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your Plan are suitable for you, you should contact an authorised financial adviser. Please read Your Investment Choices Guide in PlanViewer which contains important information about your plan investments, charges and risks.

This Q&A section provides information and answers to some of the most commonly asked questions about workplace pensions.

I don’t know anything about pensions, what's it all about?
Can you tell me more about the Plan?
How do I join the Plan?
Is this a final salary pension?
Can you tell me more about investing in the Plan?
How much does Heathrow pay into my pension?
Is there any limit to how much I can save into my pension arrangements each year?
Is there a maximum amount I can save in my pension arrangements in my lifetime?
Are the any other limits I should be aware of?
Are there any costs associated with saving into The Heathrow DC Pension Plan?
Can I move other pensions into The Heathrow DC Pension Plan?
What happens if I change employers?
Where can I go for more information around planning for my retirement?
How do I stay on track with my savings?
How do I manage my pension account?