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Welcome to the Reach Pension Plan

See how your pension works and manage your long term savings.


This Q&A section provides information and answers to some of the most commonly asked questions about workplace pensions.

I don’t know anything about pensions, what is it all about?
Can you tell me more about the Reach Pension Plan?
How do I join the Reach Pension Plan?
How do I invest in a pension?
Is this a final salary pension?
Can you tell me more about investing in the Reach Pension Plan?
Is there any limit to how much I can save into my pension each year?
How much can I have saved in my pension in total?
Are the any other limits I should be aware of?
Are there any costs associated with saving into the Reach Pension Plan?
Can I move other pension savings into the Reach Pension Plan?
What happens if I change employers?
Where can I go for more information around planning for my retirement?
How do I stay on track with my savings?
How do I manage my pension account?

Important information - please keep in mind that the value of investments can fall as well as rise. This information is not a personal recommendation for any particular investment or action. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age.