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Welcome to the Thomas Miller Retirement Savings Plan

See how your pension works and manage your long term savings.

Important information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.

This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age.

You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your plan are suitable for you, you should contact an authorised financial adviser. Please read the 'Your Plan explained' in PlanViewer which contains important information about your plan investments, charges and risks.

Saving for retirement

No matter how old you are, it’s never too late to improve the way you save for retirement – find out how here.

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Power of small amounts

See how a small change today can make a big difference to your pension pot tomorrow…

Take the 1% challenge

Default investment? Self-select funds? Find out more about your investment options.

What is the default investment?
What self-select funds are available?

Your retirement options

You have more choice and flexibility when it comes to retirement income than ever before – find out more about your income options here.

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How much is enough to retire?

Discover the power of 7 in our retirement savings guidelines and explore our rules of thumb tools to get an idea of how much you may need to have saved by retirement.

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