Welcome to the Workday Retirement Savings Plan
See how your pension works and manage your long term savings.
With simple navigation to tools and guides, on demand videos, FAQ’s for our most asked questions, and where to find further information, this Information Hub has been designed to help you:
- Plan ahead for your future retirement, even if it’s a long way off
- Access your Workday Retirement Savings Plan account, so you can manage your pension savings
Important information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.
This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age.
You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your Plan are suitable for you, you should contact an authorised financial adviser. Please visit ‘Your Investments’ on PlanViewer where you can find important information about your plan investments, charges and risks.
Your pension contributions will be invested in FutureWise unless you tell us otherwise. FutureWise is our default investment strategy designed to be suitable for as many people as possible, managed by our team of experts.
No matter how old you are, it's never too late to improve the way you save for retirement - find out how here.
See how a small change today can potentially make a big difference to your pension pot tomorrow…
Your investment options
Default investment? Self-select funds? Find out more about your investment options.
The Plan's default investment is a lifestyle strategy called FutureWise. Unless you have made an alternative investment choice, this is where your contributions will be invested. FutureWise is considered the 'hands-off' way of investing for retirement and is engineered to support retirement options that include an annuity, income drawdown, cash or a mix of these.
Learn more on the Investments page on PlanViewer
There are over 20 self-select funds available - these cover the main asset classes of equities (stocks and shares), property, bonds and cash. Login to your PlanViewer account here for more information on the self-select range of funds which can be found on the fund factsheets under 'Plan information'.
If you are unsure which of the investment options is most suitable to you, you should consider seeking advice from an authorised financial adviser before making any decisions.
You have more choice and flexibility when it comes to retirement income than ever before – find out more about your income options here.