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Your investment options

Learn more about how you can manage your money in your pension.

Are you making the most of your BNP Paribas Pension?

Your BNP Paribas pension is an important part of your overall financial picture. However, it’s all too easy to be passive when it comes to the amount you save into your pension. While a lot of us have good intentions to save more, it’s something that isn’t always a top priority.

Once you understand how much saving a little more now can benefit you in the future by using the power of compounding, it may be something that does climb up your ‘to-do’ list.

The good news? It’s never too late to start improving your retirement outlook.

Understand the power of compounding

Time really is money. In this video, Fidelity’s Maike Currie reveals why compounding can be the most powerful force when building a pension pot.

Explaining your pension

Find out more about workplace pensions, like the BNP Paribas Pension, here.

There’s power in compounding

Read how, when it comes to investing, time is a powerful tool.

How to change your contributions

If you want to change how much you contribute to your pension please log-in to Spectrum.

How does my money get invested?

On joining, your contributions are automatically invested for you in the plan’s default option. This option aims to make planning for your retirement as easy as possible by allowing members to rely on an investment strategy that has already been set out for them. If you wish, you can change this and choose your own investment strategy by self-selecting investment funds from the range available.
 

 

 

Watch a comparison of the default and self-select options

How does the default strategy work?
How does self-select work?

Investing basics

Find out more about investing in assets, diversification and risk.

Your investment options

Find out more about different strategies and ways to invest in funds.

Costs and charges on your investment

The Government and Regulators have been conducting a review into the transparency of costs and charges for investors, and have introduced legislation to make these costs more visible.

Understand the costs associated with your current investment strategy and how this may affect your pension value.

BNP Paribas Pension Plan costs and charges