Welcome to The Heathrow DC Pension Plan
See how your pension works and manage your long term savings.
Login to PlanviewerImportant information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.
This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and may change to 57 in 2028.
You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your Plan are suitable for you, you should contact an authorised financial adviser. Please read Your Investment Choices Guide in PlanViewer which contains important information about your plan investments, charges and risks.
Building your savings in The Heathrow DC Pension Plan
The Heathrow DC Pension Plan has:
- a number of tools and calculators to help you establish your retirement goals and whether you're on track
- a range of investment options to select, including a default investment option
Discover more about these below including your income options at retirement.
The default investment strategy for your Plan is FutureWise. Watch Fidelity's short video for details.
See how a small change today can make a big difference to your pension pot tomorrow…
Your investment options
Default investment? Self-select funds? Find out more about your investment options.
The Plan’s default investment is FutureWise and, unless you have made an alternative investment choice, this is where your contributions will be invested. FutureWise is a lifestyle strategy and this is considered the ‘hands-off’ way of investing for retirement. The default investment is designed to support retirement options that include an annuity, income drawdown, cash or a mix of these.
For further details of FutureWise, including what a lifestyle strategy is and the pros and cons of investing in one, please refer to Your Investment Choices guide using the link below.
There are a wide range of self-select funds available – these cover the main asset classes of equities (stocks and shares), property, bonds and cash. Login to your Planviewer account here for more information on the Self-select range of funds.
If you are unsure which of the investment options is most suitable to you, you should consider seeking advice from an authorised financial adviser before making any decisions.
Read Your Investment Choices guide for further details of your investment options.
You have more choice and flexibility when it comes to retirement income than ever before – find out more about your income options here.
To help with your savings, Heathrow has also teamed up with Fidelity to offer you Invest@Work, which enables you to benefit from a discounted Fidelity Personal Investing service fee (T&Cs apply) when using the discount code: HAHS01.
Watch our short video, read the Heathrow Invest@Work Guide and visit our website to find out more and get started.