Welcome to the Reach Pension Plan
See how your pension works and manage your long term savings.
No matter how old you are, it’s never too late to improve the way you save for retirement. We can help you to understand what you might need to support the retirement you want; whether you’re on track for it; and what income options might suit you.
See how a small change today can make a big difference to your pension pot tomorrow…
Your investment options
Default investment? Self-select funds? Find out more about your investment options.
The Plan’s default investment is the Flexible Income Strategy and, unless you have made an alternative investment choice, this is where your contributions will be invested. The Flexible Income Strategy is a lifestyle strategy and this is considered the ‘hands-off’ way of investing for retirement. The default investment is designed to support drawdown as a retirement income. Read our Your investments explained.
Yes. If you wanted to purchase an annuity rather than use drawdown to provide income in retirement, the Annuity Option Strategy may interest you. Read our Your investments explained.
There are 11 self-select funds available – these cover the main asset classes of equities (stocks and shares), property, bonds and cash. Login to PlanViewer for more information on the self-select range of funds.
If you are unsure which of the investment options is most suitable to you, you should consider seeking professional investment advice before making any decisions.
Important information - please keep in mind that the value of investments can fall as well as rise. This information is not a personal recommendation for any particular investment or action. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age.
You have more choice and flexibility when it comes to retirement income than ever before – find out more about your income options here.
Do you know how much savings you’ll need to support the lifestyle you want in retirement? Use our retirement calculator to find out if you’re on track to meet your retirement goals.