Saving for retirement
No matter how old you are, it’s never too late to improve the way you save for retirement – find out how here.
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Welcome to the Thomas Miller Retirement Savings Plan
See how your pension works and manage your long term savings.
Getting to know your pension plan
Your workplace pension is one of the most valuable benefits that Thomas Miller offer you as an employee. While the word ‘pension’ may conjure up thoughts of complex financial information that you don’t have time for right now, it's important to understand and manage your pension savings. Use the different sections on this website to learn more about your Thomas Miller pension and how it can help you plan for the future.
Power of small amounts
See how a small change today can make a big difference to your pension pot tomorrow…
Take the 1% challengeDefault investment? Self-select funds? Find out more about your investment options.
FutureWise: the Plan’s default investment
FutureWise is an award-winning default investment, designed to manage your pension savings so you don't need to manage them yourself, and it will do this up to and through retirement.
More on FutureWise
Your retirement options
You have more choice and flexibility when it comes to retirement income than ever before – find out more about your income options here.
Choosing income optionsImportant information - The performance of your pension savings plan is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. Should your plan have particular tax features, these will depend on your personal circumstances and all pension and tax rules may change in the future.
This website does not contain any personal recommendations for a particular course of action, service or product. If you are unsure of the right approach for you personally, you should speak to an authorised financial adviser. The minimum age you can normally access your pension savings is currently 55, and may change to 57 in 2028.
You should regularly review your retirement objectives and choices and, if you are unsure whether the investments in your plan are suitable for you, you should contact an authorised financial adviser. Please read the 'Your Plan explained' in PlanViewer which contains important information about your plan investments, charges and risks.